Protect your business from the unexpected. Our Public Liability Insurance shields you against claims arising from third-party injuries or property damage resulting …
Hosting an event? Our Event Liability Insurance is designed to cover event organizers against claims of injury or property damage that may occur during …
Secure your assets with our Burglary Insurance. This policy provides coverage against losses from theft or break-ins, offering compensation for stolen items…
Safeguard your business from every angle with our Commercial Insurance packages. Covering property, liability, and employee-related risks, this comprehensive solution…
As an employer, you are responsible for the well-being of your employees. Our Employers Liability Insurance provides coverage in case an employee suffers an…
Fire incidents can be devastating. Our Fire Insurance offers financial relief by covering damages or losses to property caused by fire, smoke, or water used in firefighting …
Ensure your products reach their destination safely. Our Goods in Transit Insurance provides coverage for items in transport, protecting your goods against …
Your home is your haven, and our Homeowners Insurance keeps it protected. This policy covers your home and personal property against risks such as fire, theft, …
Protect your cash and negotiable items with our Money Insurance. This coverage applies whether funds are on your premises or in transit, providing security …
Keep your vehicle protected on the road with our Motor Insurance options. Covering both personal and commercial vehicles, this policy includes protection against…
For watercraft enthusiasts, our Pleasure Craft & Liability Insurance is designed to cover your boats and other recreational watercraft against physical damage and…
It covers legal costs and compensation claims if a third party is injured or their property is damaged as a result of your business activities.
Any business that interacts with the public, including contractors, retailers, and service providers, should consider this coverage.
It’s not mandatory by law, but many clients and venues require it before allowing work or access.
This insurance protects event organizers against claims for injury or property damage that may occur during the event.
Weddings, concerts, festivals, conferences, and private functions can be covered, among others.
Event Liability Insurance typically does not include cancellation unless specifically added to the policy.
It covers the loss or damage to property due to forced entry or attempted break-ins.
Cash is not usually covered unless specified. Consider a Money Insurance policy for cash protection.
Some insurers require basic security measures like locks, alarms, or CCTV for full coverage eligibility.
It typically bundles property, liability, business interruption, and other coverages tailored to business needs.
Yes, commercial policies are often flexible and can be adjusted based on your industry and risk profile.
While not legally required, it is highly recommended for financial protection against unexpected losses.
It covers compensation costs if an employee is injured or becomes ill due to their work.
Yes, in many jurisdictions it is a legal requirement if you employ staff.
Typically no, but you should confirm coverage options with your insurer based on your hiring practices.
It covers damage or loss to property caused by fire, lightning, or explosions.
No, they usually require separate coverage or riders.
Fire insurance policies are usually issued separately for residential and commercial properties.
It covers the loss or damage of goods while being transported from one location to another.
Businesses that transport products, materials, or equipment regularly should consider this policy.
Coverage varies; some policies include domestic only, while others can be extended for international transit.
It protects your home and personal belongings against risks like fire, theft, and natural disasters.
Yes, most policies include personal liability protection if someone is injured on your property.
While not required, an inventory helps ensure accurate claims in case of loss.
It protects against loss of cash, cheques, or other negotiable instruments due to theft, robbery, or accidents.
Yes, if specified in the policy, it can include coverage while transporting money to or from a business.
Most insurers require money to be stored securely, often in a locked safe, during non-business hours.
Common types include third-party, third-party fire and theft, and comprehensive coverage.
Yes, at least third-party coverage is required by law in most regions.
Only if they are named on the policy or have your permission and are legally allowed to drive.
It covers physical damage to your boat and liability for injuries or property damage caused to others.
Some policies include water sports; others require a separate endorsement.
Yes, even occasional use carries risk, and coverage is advisable to protect against unforeseen events.
Prestige Insurance Agency has over 40 years of experience in the industry. Our staff are fully certified and highly trained in every aspect of insurance and can talk you through the best coverage available.
Monday to Friday 8:00 to 16:30 hrs.
Saturday & Sunday Closed